| 21 | No action taken | Transaction declined by your Bank. Kindly reach out to the Bank for further assistance. |
| 62 | Restricted card | Transaction declined by your Bank. Kindly reach out to the Bank for further assistance. |
| 63 | Security violation. | Transaction declined by your Bank. Kindly reach out to the Bank for further assistance. |
| 57 | Transaction not permitted to cardholder | Transaction declined by your Bank. Kindly reach out to the Bank for further assistance. |
| 6 | Error | Transaction declined by your Bank. Kindly reach out to the Bank for further assistance. |
| 77 | Invalid "from" account | Transaction declined by your Bank. Kindly reach out to the Bank for further assistance. |
| 76 | Invalid "to" account | Transaction declined by your Bank. Kindly reach out to the Bank for further assistance. |
| 1 | Refer to Bank | Transaction declined by your Bank. Kindly reach out to the Bank for further assistance. |
| 2 | Refer to Bank, special condition | Transaction declined by your Bank. Kindly reach out to the Bank for further assistance. |
| 12 | Invalid transaction | Transaction declined by your Bank. Kindly reach out to the Bank for further assistance. |
| 35 | Contact acquirer, pick-up | Bank Error, Kindly reach out to your Bank |
| 34 | Issuer suspects fraud, pick-up card | Bank Suspects Card is fraudulent, Kindly reach out to your Bank for them to validate or advise further. |
| CV | Failure CV | Card Decline, Kindly reach out to your Bank for assistance. |
| 5 | Do not honor. The transaction was declined by the issuer without definition or reason | Do not Honour Error, Kindly reach out to your Bank and request them to authorise the payment and retry. |
| 38 | PIN tries exceeded, pick-up | Exceeded PIN trial attempts, Kindly reach out to your Bank for assistance. |
| 33 | Expired card, pick-up | Expired Card, Kindly reach out to your Bank for them to validate or advise further. |
| 31 | Bank not supported | Invalid Card number, Kindly reach out to your Bank for them to validate or advise further. |
| 15 | No such issuer | Invalid Card number, Kindly reach out to your Bank for them to validate or advise further. |
| 14 | Invalid card # | Invalid Card, Kindly reach out to your Bank for them to validate or advise further. |
| 3 | Invalid merchant number | Code 3: Invalid Merchand (Kindly reach out to [email protected] for assistance). |
| 17 | Customer cancellation | Kindly note you have canceled this transaction. |
| 19 | Re enter transaction | Code 19: Kindly retry payment |
| 87 | Network Unavailable | Network Unavailable. Kindly retry payment |
| 22 | Suspected malfunction | Suspected malfunction. Kindly retry payment |
| 30 | Format error, call | Code 30: Kindly retry payment |
| 51 | Not sufficient funds | No Sufficient funds to complete this payment. Kindly top up your card or reach out to your bank to increase the transaction limit on the card |
| 75 | PIN tries exceeded | PIN attempts exceeded, Kindly reach out to your Bank for assistance. |
| 41 | Lost Card, capture for reward | Reported as lost card, Kindly reach out to your Bank for assistance. |
| 43 | Stolen Card, capture for reward | Reported as lost card, Kindly reach out to your Bank for assistance. |
| 4 | Pick-up card. Capture for reward | Reported as lost card, Kindly reach out to your Bank for assistance. |
| 7 | Pick-up card, special condition | Reported as lost card, Kindly reach out to your Bank for assistance. |
| 36 | Restricted card, pick-up | Reported as lost/stolen pick-up card, Kindly reach out to your Bank for assistance. |
| 37 | Call security, pick-up | Reported as Pick Up, Kindly reach out to your Bank for assistance. |
| 68 | Response received too late | Response received too late. Kindly retry payment |
| 66 | Call acquirer security | Security Decline, Kindly reach out to your Bank for assistance. |
| 59 | Suspected fraud | Suspected fraud by your Bank. Please use another Card |
| T3 | Amount Error | The amount exceeds your limit, kindly reach out to your Bank for them to review the set limits on the card. |
| 13 | Invalid amount | The amount exceeds your withdrawal limit, kindly reach out to your Bank for them to review the set limits on the card. |
| 61 | Exceeds withdrawal limit | The amount you are trying to pay has exceed your daily card limit, Kindly reach out to your Bank for further assistance. |
| 54 | Expired card | The card you are using to pay has expired, Kindly reach out to your Bank for replacement. |
| 65 | Exceeds withdrawal frequency | The transaction exceeds your limit, kindly reach out to your Bank for them to review the set limits on the card. |
| N4 | Decline | Transaction declined by your Bank. Kindly reach out to the Bank for further assistance. |
| 86 | Cannot verify PIN | Wrong CVV, Please check and retry payment |
| N7 | CVV2 Mismatch | Wrong CVV, Please check and retry payment |
| 55 | Incorrect PIN | Wrong PIN, Please check and retry payment |
| 56 | No card record | Invalid Card , Kindly reach out to your Bank for them to validate or advise further. |
| 78 | Invalid account specified (general) | Account Validation failure. Kindly contact the Bank |
| 84 | Invalid authorization life cycle | The transaction could not be fulfilled. Kindly retry Payment |
| 58 | Transaction not permitted on terminal | Code: 58. Terminal failure (Kindly reach out to [email protected] for assistance.) |
